Travel Insurance for a Schengen Visa - What You Need to Know

Indian nationals applying for a Schengen visa must provide certain travel documents. These documents include proof of financial means, a cover letter, an invitation letter, etc. (you can read more about the visa requirements in our blog). However, one of the most important documents is the proof of travel insurance.

This blog post will provide you with in-depth information about travel insurance for a Schengen visa.

Do Indian Citizens Need Travel Insurance For A Schengen Visa?

Yes, they do. Indian citizens planning a trip to a Schengen country must have valid travel insurance. During the application process, you must collect several documents to prove you are eligible to get a visa. One of the most important documents you must have is proof of valid travel insurance that’s valid in the entire Schengen Area and for your total period of stay.

What Are The Schengen Visa Travel Insurance Requirements?

The medical or travel insurance for a Schengen visa must meet the following criteria:

• A minimum coverage of at least €30,000.00.

• Coverage in all Schengen states.

• Coverage for all expenses related to urgent medical treatment, evacuation for medical purposes, or repatriation from the Schengen area to India.

How Can I Get Travel Insurance For A Schengen Visa From India?

Before you purchase travel insurance, make sure that the company you’re using is legit, as there are some scams out there. Here’s how you can go about getting travel insurance.

1. 1

   Do research on the best insurance companies for Schengen visas.

2. 2

   Once you have your company, you can request a quote on their website.

3. 3

   Complete the form.

4. 4

   Select the number of people you want to include in your insurance plan.

5. 5

   Complete the purchase form and pay the fee if you’re happy.

6. 6

   Once you complete the purchase form, the company will contact you.

Can I Get Travel Insurance From Indian Health Insurance Companies?

Yes, you can. There is a list of approved insurance companies where you can buy travel insurance for the Schengen visa.

The list of Schengen-accredited travel insurance companies in India is as follows:

• Acko General Insurance Ltd.

• Aditya Birla Health Insurance Company.

• Bajaj Allianz General Insurance Co. Ltd.

• Bharti AXA General Insurance Co. Ltd.

• Care Health Insurance Limited.

• Cholamandalam MS General Insurance Co. Ltd.

• CoCo by Navi General Insurance Co. Ltd 91.

• GO Digit General Insurance Ltd.

• HDFC ERGO General Insurance Co. Ltd.

• HDFC Ergo Health Insurance.

• ICICI Lombard General Insurance Co. Ltd.

• IFFCO-Tokio General Insurance Co. Ltd.

• Manipal Cigna Health Insurance Company Limited.

• Max Bupa Health Insurance Co. Ltd.

• National Insurance Co. Ltd.

• The New India Assurance Co. Ltd.

• The Oriental Insurance Co. Ltd.

• Reliance General Insurance Co. Ltd.

• Royal Sundaram General Insurance Company Ltd 3 months.

• SBI General Insurance Co. Ltd. 6 months.

• Star Health & Allied Insurance Co. Ltd 6 months.

Conclusion

Schengen visa applicants must prioritise obtaining suitable travel insurance that complies with the specific coverage requirements mandated by the Schengen Area. A comprehensive insurance policy not only meets the visa prerequisites but also offers peace of mind during travel, ensuring protection against unexpected medical or travel-related emergencies.

Our Commitment To Visa Accuracy

Atlys strives to give you correct and up-to-date information on all things visa-related. We only use government sources and websites to ensure our information is correct.

• European Commission

Visa regulations and fees can change at any given moment. This is why we always encourage our readers to check the government website before applying.